Author: arthursheikin@gmail.com

[ad_1] This as-told-to essay is based on a conversation with 33-year-old Shreya Mishra Reddy, a technical program manager at Visa based in Austin. Business Insider has verified Reddy’s employment, immigration status, and unsuccessful H-1B attempts. The following has been edited for length and clarity.I never dreamed of living in the US. I grew up in India and wanted to stay close to my parents.In December 2021, I moved to the States for a Master’s program in engineering management at Duke University. After I graduated in 2022, I got a job at Visa as a technical program manager in 2023.I wanted…

[ad_1] 2025-10-03T15:52:52Z Share Facebook Email X LinkedIn Reddit Bluesky WhatsApp Copy link lighning bolt icon An icon in the shape of a lightning bolt. Impact Link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? Log in. SmartAsset determined the income needed to be in the top 1% in each US state. In 2025, the top 1% comprises about 1.5 million households. On average, it takes an annual income of $731,492 to be in the top 1% across states. Have you ever wondered how much…

[ad_1] Freeport-McMoRan is likely to rebound from an environmental disaster last month at its giant Grasberg mine in Indonesia that led the copper and gold producer to cut its production estimates, according to UBS. The investment bank upgraded Freeport to buy from neutral in a report out Thursday, raising its 12-month price target on the stock to $48 from $42.50, implying more than 23% upside from Thursday’s close. “We believe the market is pricing in an overly pessimistic outcome for Grasberg recovery, therefore see the risk vs reward as attractive,” UBS analyst Daniel Major wrote to clients. Freeport last month…

[ad_1] Equity bulls continue to run as the fourth quarter kicked off and another new all-time high was printed this morning in the S & P 500 , led by the artificial intelligence theme. With a continued noisy backdrop in the stock market and the government now on its third day of another shutdown, I want to look where nobody else is looking. This options trade will focus on the current dispersion amongst the S & P 500’s 11 sectors. I believe energy is trading at a discount and I want to use options on XLE to capture this lagging…

[ad_1] Kathrin Ziegler/Getty Images 2025-10-03T14:30:01Z Share Facebook Email X LinkedIn Reddit Bluesky WhatsApp Copy link lighning bolt icon An icon in the shape of a lightning bolt. Impact Link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? Log in. Indeed released its latest Labor Market Update, which took a look at junior versus senior roles in recent job postings. The big takeaway: Senior roles are more dominant in tech.Employers want specialized talent, and opportunities advertised specifically to beginners have been scarce lately.Some highlights below:In…

[ad_1] The Founder and Investor bundle sale for TechCrunch Disrupt 2025 is live — but only until tonight at 11:59 p.m. PT. This is your only chance this year to lock in group bundle savings on Founder Passes and an even bigger discount on group Investor Passes. After today, these deals are gone. Disrupt 2025 brings together over 10,000 founders, investors, and operators from around the world to tackle the toughest challenges and uncover the biggest opportunities in tech. Image Credits:Noam Galai Why this matters for founders TechCrunch Disrupt isn’t just a conference — it’s a launchpad for your startup.…

[ad_1] 2025-10-03T13:17:01Z Share Facebook Email X LinkedIn Reddit Bluesky WhatsApp Copy link lighning bolt icon An icon in the shape of a lightning bolt. Impact Link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? Log in. I’m an interior designer who loves shopping at West Elm for myself and my clients. On a recent trip to the store, the brand’s variety of lighting options caught my eye. I also found a great dinnerware set, a woven basket, a nice chair, and some vases. As…

[ad_1] Tesla posted stronger-than-expected third-quarter vehicle deliveries , but shares fell sharply as Wall Street analysts flagged looming headwinds ranging from the end of U.S. electric vehicle tax credits to continued pressure on profit margins. Quarterly vehicle deliveries through Sept. 30, when a key tax credit for EV buyers in the U.S. expired, climbed 7% over the same period a year ago. Yet despite the better-than-feared deliveries, Tesla shares tumbled 5.1% Thursday, cutting Elon Musk’s flagship company’s 2025 gain to 8%. TSLA 5D mountain Tesla over past 5 days Wells Fargo analyst Colin Langan warned that demand could soften once…

[ad_1] My now-husband Scott and I fell in love while hiking the Appalachian Trail in college — and then spent the next few years fantasizing about a rural, nature-filled, off-grid lifestyle.When we finished college in 2015, we finally had an opportunity to make that dream come true.I’d lived in the Northeast my whole life and met Scott in Vermont, but he grew up in rural West Virginia. When he inherited land there, we decided to make the move.Once in West Virginia, we’d build a cabin, adopt a few rescue pets, raise chickens and bees, and live off-grid. We figured this…

[ad_1] Apple shares are likely to slump as Wall Street’s expectations for the company’s next iPhone — potentially a foldable — have become too lofty, according to Jefferies. The investment firm downgraded the tech giant to underperform, a sell-equivalent rating, from hold. It lowered its price target for shares to $205.16 from $205.82, implying 20% downside. “More positive sales momentum has inflated expectations on the replacement cycle and prospects of the 18 Fold,” analyst Edison Lee said Friday in a note to clients. AAPL YTD mountain AAPL year to date Better-than-expected demand for the iPhone 17, partly due to a…